Pre-paid Funeral Plans

What is a funeral plan?

A funeral plan is an easy way to arrange the funeral you want in advance. It allows you to specify your wishes and pay for the funeral director’s services included in your plan. This brings peace of mind to you and your family.

A plan from Golden Charter also includes an allowance towards third party costs such as cremation or burial fees, and the minister or officiant’s fee to perform the service.

We partner with Golden Charter, one of the UK’s largest funeral plan providers¹, who have helped nearly one million people plan ahead². Their plans are available to all UK residents, regardless of age or health.

Tailored to you

As an independently owned funeral director, we’ll take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises, in your home, over the phone, or via email—whatever is most convenient for you.

You can tell us about any preferences you have in mind—the type of funeral you would like, hymns, music, or other personal touches—and we’ll make sure your plan takes these into account.

What’s included?

• Professional services and making arrangements for the funeral
• Transportation of the deceased
• Care and preparation for family viewing (if requested)
• Advice on certification, registration, and documentation
• Provision of funeral vehicles
• Advice on bereavement counselling
• Coffin or casket as requested

Some costs are not covered by funeral directors (such as crematorium, minister, or cemetery fees), but Golden Charter plans can include an allowance towards these.

Other possible costs:

• Purchase of grave or lair
• Hire of church or venue
• Organist or soloist
• Memorials, headstones, or trees
• Catering, flowers, newspaper announcements

There will only be more to pay at the time of the funeral if these third-party costs exceed the allowance, or if costs have risen beyond the growth of your plan. Our fees are fixed at today’s prices and fully guaranteed.

Payment & Protection

With a Golden Charter funeral plan, you can spread the cost or make a one-off payment. We’ll provide all the information you need to decide what’s right for you.

The retail price of your plan reflects the current cost of a funeral plus a £325 arrangement fee (retained by Golden Charter).

Your payments are held within the independent Golden Charter Trust, with nearly £1.2 billion under management³. This ensures your plan can be paid for, whenever it is needed. See goldencharter.co.uk/faqs for details.

Service & Support

As a Golden Charter plan holder, you’ll receive full documentation, a plan holder certificate, and a personal membership card. You can also nominate a representative to be notified of your plan.

You’ll receive a statement every three years, and we keep your plan on file so, when the time comes, one phone call is all it takes to put arrangements in motion.